How It Works
Selling your house doesn't have to mean a traditional listing. Here's how we work with homeowners, in plain language — no confusing real estate jargon.
Tell Us About Your House
Fill out a short form or give us a call. We'll ask a few basic questions about your property and your situation — no pressure, no obligation.
We Walk You Through Your Options
There's more than one way to sell. Depending on your situation, we may offer to take over your existing mortgage payments so you can walk away without the balance following you, set up a simple monthly payment plan where you act as the bank, or arrange a rent-to-own style agreement that lets a buyer move in now and purchase later. We'll explain each option clearly and let you decide what fits.
Choose the Path That Works for You
Once you've picked the option that makes sense, we handle the paperwork and walk you through every step to closing. There's no pressure to move forward — this is about finding the right fit for your situation, not a hard sell.
Watch & Learn
Prefer to watch instead of read? These short videos walk through the options in more detail.
How Do You Purchase My Home?
Buying your home starts with a phone call to talk through how the process works and make sure it's a good fit, followed by a visit to your property to take photos and go over its condition, along with your current mortgage, tax, and insurance numbers (since those get taken over as part of the deal). From there, your home is compared to similar homes recently sold nearby to land on fair terms, and the paperwork is sent to you to sign electronically, no printer needed unless you prefer one. Once it's signed, the purchase moves forward right away.
What's A Lease Purchase?
A "Lease Purchase" is basically a way to sell your home now while getting your full payout later: you agree on a price today, the buyer takes over all the responsibilities of owning the home (mortgage, taxes, insurance, repairs, maintenance), and by an agreed-upon future date, your mortgage gets paid off and you receive your equity (the difference between the sale price and what you still owe) as a lump sum. The big perks for you are that it's completely hands-off—no more dealing with the property—and you keep more money since there are no real estate commissions or fees involved.
How Are Lease Purchases And Owner Financing Different?
The main difference comes down to when the title (legal ownership) changes hands. With a lease purchase, we agree on a price today and take over your mortgage, taxes, insurance, and repairs right away, but the title doesn't transfer to us until the end of the term, when it becomes a regular sale and you're paid out in full. With owner financing, the title transfers to us right away and you keep a secured first-position claim on the property, essentially acting as the bank. You then receive monthly payments toward your equity, followed by a full payout on an agreed future date.
What if I Don't Have a Mortgage?
Yes — if your home is debt-free, you still have two options. With a lease purchase, we agree on a price today, take over your taxes, insurance, and upkeep, and pay you a monthly amount on top of that until an agreed end date, when the title transfers and you're paid out in full. With owner financing, the title transfers to us right away and you receive monthly, principal-only payments (so you're not taxed on them as interest) plus a lump-sum payout on an agreed future date, and this route often pays a premium and closes faster. Either way, the goal is to get you the most money for your property while taking the responsibilities off your plate.
What Is An AO?
An "AO" (assign out) is when, after agreeing on a price and monthly payment with you, we go find a buyer who's close to being ready for a mortgage — they have a down payment and steady income, they just need a bit more time — and put them through a strict background and credit check. Once we've found and vetted the right buyer and you approve them, we collect a non-refundable deposit and assign them into the agreement in your place. This option tends to get you the most profit and a shorter timeline, since you keep benefits like mortgage paydown, the monthly payment spread, and a share of that deposit along the way.